:root{
  --ink:#10283d; --ink-2:#17364f; --sage:#5da557; --sage-d:#3f7f3a; --sand:#f5f0e6; --paper:#fdfcf9; --line:#e3ddd0; --muted:#5b6b78;
}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{font-family:'Figtree',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:1.02rem}
h1,h2,h3,h4{font-family:'Fraunces',Georgia,serif;font-weight:600;letter-spacing:-.01em;line-height:1.15}
a{color:var(--sage-d)}
img{max-width:100%;height:auto}

/* nav */
.site-nav{background:rgba(253,252,249,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);padding:.45rem 0}
.navbar-brand{display:flex;align-items:center;gap:.7rem;margin:0}
.brand-chip{display:inline-flex;background:#fff;border-radius:10px;padding:3px;border:1px solid var(--line)}
.brand-chip img{width:44px;height:auto;display:block}
.brand-name{font-family:'Fraunces',serif;font-weight:700;font-size:1.25rem;color:var(--ink);line-height:1.05}
.brand-name small{display:block;font-family:'Figtree',sans-serif;font-weight:600;font-size:.64rem;letter-spacing:.16em;text-transform:uppercase;color:var(--sage-d);margin-top:2px}
.site-nav .nav-link{color:var(--ink);font-weight:600;font-size:.93rem;padding:.5rem .75rem}
.site-nav .nav-link:hover,.site-nav .nav-link.active{color:var(--sage-d)}
.btn-quote{background:var(--sage);color:#fff;font-weight:700;border:0;border-radius:999px;padding:.55rem 1.3rem}
.btn-quote:hover{background:var(--sage-d);color:#fff}
.btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55);border-radius:999px;font-weight:600}
.btn-ghost:hover{background:#fff;color:var(--ink)}
.btn-lg{padding:.8rem 1.6rem;font-size:1.02rem}
@media(max-width:991px){.navbar-collapse{padding:.6rem 0 1rem}}

/* hero: split panel */
.hero{display:grid;grid-template-columns:1.05fr 1fr;min-height:clamp(640px,92vh,860px);padding-top:64px;background:var(--ink)}
.hero-text{display:flex;align-items:center;background:linear-gradient(160deg,var(--ink) 0%,var(--ink-2) 100%);padding:4rem clamp(1.5rem,5vw,5rem)}
.hero-content{max-width:600px;margin-left:auto}
.hero-eyebrow{font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;color:#9fd69a;margin-bottom:1.1rem;text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.8)}
.hero-title{font-size:clamp(2.5rem,5.4vw,4.6rem);color:#fff;margin-bottom:1.3rem;text-shadow:0 0 4px rgba(0,0,0,1),0 2px 20px rgba(0,0,0,.95),0 0 60px rgba(0,0,0,.8)}
.hero-subtitle{font-size:1.15rem;color:#e6edf2;max-width:34rem;margin-bottom:2rem;text-shadow:0 0 3px rgba(0,0,0,1),0 2px 16px rgba(0,0,0,.95),0 0 40px rgba(0,0,0,.85)}
.hero-tagline{margin:1.8rem 0 0;font-size:.9rem;color:#b9c7d2;letter-spacing:.04em;text-shadow:0 0 3px rgba(0,0,0,1),0 1px 12px rgba(0,0,0,.95),0 0 30px rgba(0,0,0,.9)}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem}
.hero-photo{background:url('img/hero.webp') center 60%/cover no-repeat;min-height:320px}

/* stats */
.stats{background:var(--sand);border-bottom:1px solid var(--line)}
.stat{padding:2rem 1rem;text-align:center;border-right:1px solid var(--line);height:100%}
.col-6:nth-child(even) .stat{border-right:0}
.stat i{font-size:1.6rem;color:var(--sage-d)}
.stat strong{display:block;font-family:'Fraunces',serif;font-size:2rem;line-height:1.1;margin:.3rem 0 .15rem}
.stat span{font-size:.88rem;color:var(--muted)}
@media(min-width:992px){.col-lg-3 .stat{border-right:1px solid var(--line)}.col-lg-3:last-child .stat{border-right:0}.col-6:nth-child(even) .stat{border-right:1px solid var(--line)}.col-6:last-child .stat{border-right:0}}
@media(max-width:991px){.col-6:nth-child(-n+2) .stat{border-bottom:1px solid var(--line)}}

/* sections */
.section{padding:clamp(4rem,8vw,7rem) 0}
.section-sand{background:var(--sand)}
.section-ink{background:var(--ink);color:#e6edf2}
.section-ink h2{color:#fff}
.section-head{max-width:46rem;margin:0 auto 3rem;text-align:center}
.eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;font-weight:700;color:var(--sage-d);margin-bottom:.7rem}
.section-ink .eyebrow{color:#9fd69a}
h2{font-size:clamp(1.9rem,3.6vw,2.8rem);margin-bottom:1rem}

/* service cards */
.svc-card{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;height:100%;display:flex;flex-direction:column;box-shadow:0 10px 30px -18px rgba(16,40,61,.35)}
.svc-card img{width:100%;height:220px;object-fit:cover;display:block}
.svc-body{padding:1.5rem 1.6rem 1.8rem;display:flex;flex-direction:column;flex:1}
.svc-body h3{font-size:1.5rem;display:flex;align-items:center;gap:.5rem}
.svc-body h3 i{color:var(--sage-d)}
.svc-link{margin-top:auto;font-weight:700;text-decoration:none}
.svc-link:hover{text-decoration:underline}
.coverage{border-top:1px solid var(--line);padding-top:3rem}
.cov-title{font-size:1.25rem;display:flex;align-items:center;gap:.5rem;margin-bottom:1rem}
.cov-title i{color:var(--sage-d)}
.cov-list{list-style:none;padding:0;margin:0;columns:1}
.cov-list li{padding:.42rem 0 .42rem 1.4rem;border-bottom:1px dashed var(--line);position:relative;font-size:.96rem}
.cov-list li::before{content:"";position:absolute;left:0;top:1.05rem;width:7px;height:7px;border-radius:50%;background:var(--sage)}

/* about */
.about-img{width:100%;height:auto;border-radius:18px;display:block;box-shadow:0 24px 50px -28px rgba(16,40,61,.5)}
.why-list{list-style:none;padding:0;margin:1.5rem 0 0}
.why-list li{display:flex;gap:.8rem;align-items:flex-start;padding:.55rem 0}
.why-list i{color:var(--sage-d);font-size:1.2rem;line-height:1.5}
.leaders{margin-top:5rem}
.leaders-title{text-align:center;font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:2.2rem}
.leader{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.4rem;height:100%}
.leader-photo{aspect-ratio:4/5;overflow:hidden;border-radius:12px;margin-bottom:1.1rem;background:var(--line)}
.leader-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%;display:block}
.leader h4{font-size:1.3rem;margin:0}
.role{color:var(--sage-d);font-weight:700;font-size:.88rem;margin:.2rem 0 .8rem}
.leader p:last-child{font-size:.95rem;color:#33495b;margin:0}
.team-row{margin-top:5rem}
.memberships{display:flex;align-items:center;gap:1.2rem;margin-top:1.8rem;padding:1.1rem 1.2rem;background:#fff;border:1px solid var(--line);border-radius:14px}
.memberships img{width:130px;flex:none}
.memberships p{margin:0;font-size:.92rem}
@media(max-width:575px){.memberships{flex-direction:column;align-items:flex-start}}

/* testimonials */
.quote{background:var(--ink-2);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:2rem;height:100%;margin:0}
.stars{color:#f2c94c;letter-spacing:.15em;margin-bottom:.8rem}
.quote blockquote{font-family:'Fraunces',serif;font-size:1.1rem;line-height:1.6;margin:0 0 1.2rem;color:#f3f6f8}
.quote figcaption{font-weight:700;color:#9fd69a}

/* carriers / payment */
.pay-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.8rem;box-shadow:0 10px 30px -18px rgba(16,40,61,.35)}
.pay-card h3,.cs-card h3{font-size:1.4rem;display:flex;align-items:center;gap:.5rem}
.pay-card h3 i,.cs-card h3 i{color:var(--sage-d)}
.chips{display:flex;flex-wrap:wrap;gap:.45rem;margin-top:1.1rem}
.chip{display:inline-block;padding:.32rem .8rem;border:1px solid var(--line);border-radius:999px;background:var(--paper);color:var(--ink);text-decoration:none;font-size:.85rem;font-weight:600;transition:.15s}
.chip:hover{background:var(--sage);border-color:var(--sage);color:#fff}

/* customer service */
.cs-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:1.8rem;height:100%}
.cs-card .mini{font-size:.88rem;color:var(--muted)}
.steps{padding-left:1.2rem;margin:0}
.steps li{margin-bottom:.7rem}

/* blog */
.post{border-top:2px solid var(--ink);padding:1rem 0 1.4rem;height:100%}
.post time{font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--sage-d)}
.post h3{font-size:1.2rem;margin:.4rem 0 0}

/* contact */
.contact-list{list-style:none;padding:0;margin:1.6rem 0 2rem}
.contact-list li{display:flex;gap:1rem;padding:.8rem 0;border-bottom:1px solid rgba(255,255,255,.12)}
.contact-list i{font-size:1.3rem;color:#9fd69a;margin-top:.15rem}
.contact-list span{display:block;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:#9fb2c1;font-weight:700}
.contact-list a{color:#fff;font-weight:600}
.contact-list small{color:#b9c7d2}
.map-wrap{border-radius:18px;overflow:hidden;height:100%;min-height:420px;border:1px solid rgba(255,255,255,.15)}
.map-wrap iframe{width:100%;height:100%;min-height:420px;border:0;display:block}

/* footer */
.site-footer{background:#0a1c2c;color:#b9c7d2;padding:3rem 0 1.5rem}
.footer-brand{display:flex;align-items:center;gap:1rem}
.footer-brand strong{color:#fff}
.footer-brand span:not(.brand-chip){font-size:.88rem}
.footer-links{display:flex;flex-wrap:wrap;gap:.4rem 1.1rem}
.footer-links a{color:#d5e0e8;text-decoration:none;font-weight:600;font-size:.92rem}
.footer-links a:hover{color:#9fd69a}
.social a{display:inline-flex;width:42px;height:42px;align-items:center;justify-content:center;border-radius:50%;border:1px solid rgba(255,255,255,.25);color:#fff;margin-left:.4rem;text-decoration:none;font-size:1.1rem}
.social a:hover{background:var(--sage);border-color:var(--sage)}
.powered{margin-top:2rem;padding-top:1.3rem;border-top:1px solid rgba(255,255,255,.1);text-align:center}
.powered a{color:#d5e0e8;text-decoration:none;font-size:.9rem;padding:.45rem 1rem;border:1px solid rgba(255,255,255,.2);border-radius:999px;display:inline-block}
.powered a i{color:#f2c94c}
.powered a:hover{background:rgba(255,255,255,.08)}

/* responsive */
@media(max-width:991px){
  .hero{grid-template-columns:1fr;min-height:0}
  .hero-photo{order:-1;min-height:260px;margin-top:0}
  .hero{padding-top:64px}
  .hero-content{margin:0 auto}
  .hero-text{padding:3rem 1.5rem 3.5rem}
}
@media(max-width:575px){
  .brand-name{font-size:1.1rem}
  .brand-chip img{width:38px}
  .hero-actions .btn{width:100%}
  .social a{margin-left:0;margin-right:.4rem}
  .footer-brand{flex-direction:column;align-items:flex-start}
}