Independent insurance agency · Since 1986

You’re in safe harbor with us.

Proudly serving Massachusetts, including the Cape and Islands. Reliable insurance solutions trusted by families and businesses alike.

Family-owned · Client-focused · Committed to you

1986Family-owned since
5,000+Families and businesses served
5 statesMA · NH · RI · CT · FL
15Skilled insurance professionals

Our Insurance Solutions

Trusted advisors, not just a policy.

We go beyond basic coverage — using our expertise to uncover potential coverage gaps, identify savings opportunities, and provide tailored insurance solutions that protect your home, business, and assets with precision and care.

Driver on the road

Auto

Reliable protection tailored to keep you covered on the road—without breaking the bank. Independent-agency choice, RMV services, and a dedicated account manager.

Get Auto Insurance
Coastal home

Home

Safeguarding your home and family with customized homeowners insurance that addresses your unique risks and offers peace of mind through comprehensive coverage.

Learn More
Local business owners

Commercial

Tailored solutions designed to protect and strengthen your business against unexpected risks. Serving businesses in MA, NH, RI, CT and FL.

Explore Business Insurance

Personal Insurance

  • Auto Insurance
  • Homeowners Insurance
  • High Valued Coastal Homes
  • Umbrella Insurance
  • Life Insurance
  • Flood Insurance
  • Yacht & Boat Insurance

Commercial Insurance

  • Business Owners Insurance
  • Commercial Property Insurance
  • Commercial General Liability
  • Commercial Auto Insurance
  • Professional Liability / E&O
  • Workers’ Compensation
  • Business Interruption Insurance
  • Cyber Liability Insurance
  • Liquor Liability Insurance
  • Coastal Business Property
  • Business Income & Extra Expense
  • Product Liability Insurance
  • Commercial Umbrella Insurance
  • Inland Marine Insurance
  • Crime Insurance
  • Directors & Officers (D&O)
  • Bonds

Industries We Insure

  • Builders & Contractors
  • Roofers
  • Landscapers
  • Fitness Centers & Gyms
  • Restaurants
  • Hotels
  • Salons & Spas
  • Medical Spas
  • Retail Stores
  • Condo Complexes
  • Strip Mall Plazas
  • Plumbers & HVAC
  • Manufacturing
  • Landlords
  • Real Estate Offices
  • Medical Offices
Agent shaking hands with a smiling couple

About McShea Insurance

First-generation, family-run, since 1986.

McShea Insurance Agency was founded by Kevin McShea, the son of Irish immigrants. His roots trace back to his early years in Worcester, MA, and his move to Cape Cod at just 17, where he balanced full-time work with school. After launching his career in financial advising at MetLife and rising to become a top producer, he took a leap of faith and established his own agency.

Initially a one-man operation focused on life insurance, McShea expanded to meet the needs of construction and excavation businesses across Cape Cod. The 2008 financial crisis prompted a pivot into coastal homeowners insurance and a broader range of commercial industries — plumbing, condominium complexes, hotels, restaurants, fitness centers, shopping plazas and more.

Today the agency offers personal and commercial insurance across Massachusetts, New Hampshire, Connecticut, Rhode Island, and Florida — always ensuring clients are in safe harbor.

  • 40 years of custom coverage with integrity, care, and industry-leading expertise
  • White-glove service — a seamless, personalized experience
  • Dedicated support for claims and policy servicing
  • Affordable options with no compromise on coverage

Meet the Leadership Team

Kevin McShea, President & CEO

Kevin McShea

President & CEO

Founded the agency in 1986 and built it from a one-man operation into a respected provider of personal and commercial insurance across multiple states — known for expertise in construction, hospitality, retail, and coastal homeowners insurance.

Michele McShea, Office Manager

Michele McShea

Office Manager

A former registered nurse at Massachusetts General Hospital, Michele earned her CISR and CIC designations and keeps daily operations, client relations, and team coordination running seamlessly.

Megan McShea-Ferry, Commercial Insurance Specialist & Digital Marketing Director

Megan McShea-Ferry

Commercial Insurance Specialist & Digital Marketing Director

With the agency since age 16, Megan rose from receptionist to producer, specializing in restaurants, spas, fitness centers, hotels, and condominium complexes — and oversees digital marketing and new technology.

McShea Insurance team collaborating

Our Team

15 professionals who put clients first.

Beyond our leadership, McShea Insurance Agency is powered by a dedicated team of 15 skilled professionals who embody our core values of integrity, care, and a passion for exceptional client service — from account executives to customer service representatives.

Massachusetts Restaurants United

Proud members of Massachusetts Restaurants United and of Insurance Services of New England (ISNE), one of the top insurance agency networking groups.

Testimonials

What our clients are saying.

Real stories from individuals, families, and businesses who trust McShea Insurance to protect what matters most. Rated ★★★★★ on Google.

★★★★★
“I’m very happy with the customer service! McShea reached out to me proactive about a more cost effective option for my insurance, their forethought makes my life easier.”
Kirsten Vaughan
★★★★★
“I’ve been with them for years and they’ve been excellent. They know this market really well and can provide lots of options. They’ve been helpful with claims when needed too.”
Kevin Durfee
★★★★★
“When I began working with them I had some insurance challenges as we had a home claim at the time and our insurance company had dropped us. They helped us find a short term fix while planning for the long term fix. Would recommend highly.”
Pete Petersen
★★★★★
“I have been a customer of McShea Insurance over 15 years now for all of my Business Insurance needs. What they offer that I have not experienced at other agencies is outstanding customer service. Being in the Hospitality Business, that is one attribute that is always at the top of all that we do and it is nice to see that same focus with the great folks at McShea. I promise you will not be disappointed.”
Don Filiault

Our Trusted Carriers

Independent. Extensive carrier access. Exclusive contracts.

We have long-standing partnerships with top-rated carriers known for financial strength, reliability, and a commitment to outstanding service. As an independent agency serving clients since 1986, we have access to many insurance providers that are not available to other agencies — and exclusive contracts that bring greater flexibility and tailored solutions.

Whether you need personal, business, or specialty insurance, our network ensures the right coverage to protect what matters most.

Make a Payment

Find your carrier below to visit that company’s online payment portal. Can’t find yours? Call our office at (508) 420-9011. Many carriers offer discounts if you pay your premium in full each year.

Customer Service

Claims, certificates & binders — handled.

You’ll speak to a real person who understands your needs. We don’t operate like a call center.

File a Claim

Your dedicated account manager will help you process a personal or business claim. For urgent matters call 508-420-9011 or email [email protected]. When our office is closed, contact your carrier directly — many offer 24-hour claim reporting.

Have ready: policy number and contact info · description of the loss · police or fire reports · photos or videos · repair estimates · details on any involved parties · date of loss · whether you’ve hired a mitigation company.

Report a Claim

Claims Management

  1. Report the claim. Contact McShea by phone or email with your policy details and a description of the incident.
  2. Assess the damage. Your carrier’s claims team works with you; an adjuster may inspect.
  3. Work with your carrier. We coordinate paperwork so your claim progresses without delay.
  4. Claim resolution. The carrier provides a resolution for any covered claim, with our team beside you.

Certificate Request

Commercial clients can request a Certificate of Insurance by email — include the coverage type (Auto, Workers Comp, General Liability, Umbrella, Other), whether there is a written contract, current or prior term, the certificate holder’s name and address, any special conditions or additional insured wording, and how to return it.

Certificates are mailed, faxed or emailed per your request. Workers’ Compensation certificates for policies written through the MA Workers’ Compensation Risk Plan are issued by the carrier within two business days; others are typically available within 24 hours.

Request a Certificate

Mortgage Binder Request

Need a mortgage binder for a closing or refinance? Contact our office and your account manager will help. Call (508) 420-9011 or email us directly.

Request a Binder

Blog

Insights, tips, and updates.

Stay informed with the latest insurance advice and expert insights from McShea Insurance.

Is Massachusetts in the Clear? What Homeowners Should Know About Fall Storm Season

Top 5 Most Common Summer Claims for Cape Cod & Islands Homeowners

Top 5 Most Common Summer Claims for Cape Cod & Islands Business Owners

Does Your Home Insurance Cover Your Airbnb or VRBO?

The Top 10 Most Overlooked Insurance Coverage Gaps for Small Businesses

How to Spot Leftover Winter Damage to Your Cape Cod, Nantucket or Martha’s Vineyard Property

Does Insurance Cover Roof Collapse from Heavy Snow?

Survival Guide: Frozen Pipes on the Cape & Islands

Contact McShea Insurance

Ready to get started?

Let us help you find the right insurance for your needs. Whether you have questions about your policy, need a quote, or want guidance on your coverage, we’re just a call, email, or visit away.

  • OfficeMcShea Insurance Agency
    1645 Falmouth Rd., Bldg D
    Centerville, MA 02632
  • HoursMonday – Friday: 8:30 AM – 4:30 PM
    Saturday & Sunday: Closed
    Fax (508) 420-9010
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